It's a lot of fun to keep up with the most recent developments in the world of food, whether it's a new original dish created by a chef, a baking hack shared on social media, or a delectable new method to enjoy bread and butter. It appears that a new food trend emerges every a week, which means that it might be difficult to keep track of which ones are the finest ones to try. Some food trends come and go, but others, like charcuterie boards, remain on the menu and in people's party plans for quite some time (looking at you, charcuterie boards!). If you are interested in knowing which food trends are predicted to be at the forefront in the following year, we have compiled a list of the ones that we believe will continue to be popular (and ones that we hope will continue to be popular).

The Rise of the Canned Fish Industry

Earlier on in 2018, a video uploaded to TikTok that depicted a date night with canned salmon became popular. The trends specialist at Instacart, Laurentia Romaniuk, anticipates that innovative and shareable canned fish spreads will continue to gain popularity in the year 2023. "Not only is canned fish starting to play a bigger role on our plates, but it's also expanding our horizons, taste buds, and appreciation for trying new things, which adds to the appeal," she says. "Not only is it expanding our horizons, but it's also expanding our appreciation for trying new things."

Even while "seacuterie boards" are becoming increasingly popular, Shannon Daily, marketing director for Wild Planet Foods, is seeing different kinds of canned fish used to flavor a wide variety of home-cooked dishes. "Sardines are making an appearance in a variety of dishes, including shakshuka, flatbreads, pates, and tartines. It's not uncommon to find anchovies in dishes like frittatas, fried rice, and even potato salad these days. She says that mackerel can be found on pizza, fish tacos, and fish stew these days. If you've only ever looked at canned tuna in the canned fish section of your local grocery store, now is the time to explore other options beyond tuna.

Authenticity Over Efficiency Every Time

Because the Better Homes and Gardens Test Kitchen is constantly working several months in advance to develop recipes for the magazine and other publications, they typically have a very good notion of when a new food trend is about to reach the market. Sarah Brekke, who manages the brand for Test Kitchen, has noticed that people are particularly interested in recipes that are prepared in the traditional manner. She explains, "I have been getting development requests for more 'genuine' or regional dishes." "I have been receiving development requests for..." "By homemade croissants, I mean those baked using the traditional process, which takes two to three days and does not use the shortcut."

Pasta Alternatives 2.0

Chickpea-, lentil-, and rice-based gluten-free pastas produced from chickpeas, lentils, and rice are establishing a permanent presence in many kitchen cupboards these days. Recipes incorporating fresh "noodles" produced from vegetables such as zucchini, squash, and other fruits and vegetables experienced a surge in popularity. Next, Whole Foods forecasts the arrival of a new wave of plant-based alternatives to traditional pasta that will "help us all improve our veggie and fruit intake." You may now purchase pasta made from spaghetti squash, hearts of palm, and even green bananas in the grocery store.

There Are Dates Everywhere!

Dates are a type of fruit that originated in the Middle East and date all the way back to the 18th century. Diana Jarrar, the founder and CEO of Magic Dates, believes that throughout history, dates have served dual purposes: as a source of nutrition for nomadic travelers and as a delectable dessert suitable for royalty. It's a fruit that's been around since ancient times and has remained a crucial staple food throughout the years. Therefore, it is not at all a recently developed crop; yet, it is becoming increasingly popular both as a component of standard products and as a commercial commodity. You can eat them by themselves as a snack, or you can find them utilized as a natural sweetener in various syrups, sauces, and other foods. Enjoy them!

Nostalgic Eats

There has been a lot of discussion about foods from the past around here in honor of the 100th birthday of Better Homes and Gardens magazine. Not only did Better Homes and Gardens look back on the culinary fashions of the past century, but people all over social media started recreating old recipes. On TikTok, the hashtag #vintagerecipes already has 31.3 million views, so you can anticipate seeing even more of it in the coming year. According to Whole Foods, you will also start seeing reimagined versions of childhood favorites with new twists that place a greater emphasis on health and wellness in stores. Think macaroni and cheese, pizza bits, prebiotic soda, and more.

Regional Pizzas

Which variety of gooey, cheesy pizza comes to mind when you think about stuffing your face with a slice? Is it deep-dish pizza, pizza with a thick crust, or pizza with a thin crust? In every region of the world, pizza can be found in an infinite number of various forms. It's possible that your pizza in New York or Naples will have a wood-fired crust that's chewy and crunchy at the same time. Then there is the pizza from Chicago, which is a deep dish pizza with cheese on the bottom, or the pizza from Detroit, which is a thick sheet pan pizza. Do not be surprised if further variations of pizza begin to appear in your local supermarkets or restaurants, despite the fact that all of these different kinds of pizza already exist and taste so good.

Combinations of Sweet and Savory Flavors

The pairing of spicy and sweet flavors is still popular, but the more savory and salty side of flavor profiles combined with sweet overtones is becoming increasingly popular. It's a trend that chefs are using to generate one-of-a-kind dishes, but you can also practice combining these flavors at home if you want to get in on the action. If you wish to glaze the ribs, rather than using a traditional caramel sauce, you might try preparing the glaze with fish sauce instead. As an alternative, perhaps you'd want savory miso folded into buttercream and used as a topping for your cookies. Although the combination of these sour, savory components with sweet ones might appear odd at first, the flavor they impart is truly one of a kind. According to the report Spoonshot's Food Brain 2023, chaat masala, a spice blend from North India made with dried mango powder, cumin, coriander, dried ginger, salt, black pepper, asafetida, and chili powder, is a salty-savory-sweet combination that is expected to take off in the coming years.

Which one of these emerging cuisine trends are you looking forward to the most? The year 2023 is sure to see the introduction of a great number of additional food trends, but by all indications, it's going to be an exceptionally tasty year.

One of the most prevalent risk factors for Urinary Tract Infections (UTIs) among women is having a sexual lifestyle. The first step in reducing the possibility of recurrent urinary infections is to understand why it occurs.

Why do UTIs result from sex?

The majority of urinary tract infections are brought on by bacteria entering the urethra. 90 percent of UTIs are caused by Escherichia coli, or E. coli. This bacteria is frequently seen in faeces and is not harmful inside the intestines. However, bacteria can cause an infection if they move from the anus to the urethra. During sexual contact, pressure and friction can push bacteria in or near the vaginal area toward the urethra, where under the correct circumstances, the bacteria can develop and result in a UTI.

Can birth control cause UTIs?

Some birth control methods may make you more likely to have UTIs. Numerous studies have demonstrated that the use of diaphragms can raise the risk of UTIs, and the risk rises when spermicide is combined with the use of a diaphragm. Additionally, spermicide-containing condoms and personal lubricants can raise the risk of infection.

How to avoid getting UTIs

Although it's hard to completely prevent UTIs, taking the following precautions can reduce the likelihood of them occurring:

1. Urinate following a sexual act

You remove microorganisms from your bladder and urethra when you urinate. Going right away after sex could assist get rid of any bacteria that got into your urinary tract. Urinating right before intercourse may also be advantageous.

2. Use post-relationship hygiene

As soon as possible after sexual contact, wash your vagina with mild soap and water. Use of feminine wash products with fragrances should be avoided as they may irritate your urethra and raise your chance of getting a UTI. Do not use douches, which have been connected to vaginal and UTI infections.

3. Think about switching birth control

If you use a diaphragm, think about looking into alternative methods of birth control. Avoid spermicide-containing condoms and lubricants.

4. Encourage the production of urine and use the restroom as necessary

Six to eight (8-ounce) glasses of water should be consumed daily to help your kidneys generate enough urine to effectively remove bacteria from your body. Use the restroom as soon as you feel the urge to urinate. Holding your pee can encourage bacterial growth.

5. Keep your clothes loose-fitting and wear the appropriate undergarments

Tight clothing may aggravate your urethra and make the condition worse if you are prone to UTIs. Due to the fact that natural fibers encourage airflow to reduce moisture and make your genital area less hospitable to bacteria, wearing cotton underwear may help reduce your risk of infection.

There are many different account kinds and features available when you visit a bank to open a new account. Should you select a basic checking account or an interest-bearing account? Do you prefer a money market account that yields over a checking and savings account that is combined?

It's vital to first comprehend the distinctions between the most popular sorts of bank accounts before making these choices. Here are a few definitions to guide you through your banking requirements:

• Checking Account: A checking account makes it simple to access your money for daily transactions while also keeping it safe. Typically, customers can pay their bills or make purchases using a debit card or a cheque. Different methods may be available for accounts to help avoid the monthly service charge. Compare the features of various checking accounts with the services you actually require to get the most cost-effective option.
• Savings Account: With a savings account, you can earn interest on money you've set aside for upcoming expenses. Interest rates may be compounded every day, every week, every month, or every year. The monthly service charges, interest rates, and account features of savings accounts vary. Making the best choice of account for your needs will be easier if you are aware of the conditions and perks of the account.
• Certificate of Deposit (CD): A certificate of deposit, often known as a CD, enables you to keep your money for a predetermined amount of time—from a few months to several years—at a predetermined interest rate. As a result of the money you deposit being obligated for the duration of the CD, interest rates on CDs are frequently greater than those on conventional savings accounts. Make sure you won't need the money before the CD's term is over because early withdrawals may incur fees.
• Money Market Account: Money market accounts are similar to savings accounts in that you must normally maintain a greater balance to avoid paying a monthly service charge. Variable rates are offered on savings and money market accounts. Tiered interest rates are an option for money market accounts, offering better returns depending on bigger holdings. You can write checks against your cash in some money market accounts, though perhaps on a less frequent basis.
• Individual Retirement Accounts (IRAs): IRAs, or individual retirement accounts, give you the freedom to independently save for your retirement. If your workplace doesn't offer a 401(k) or other qualified employer-sponsored retirement plan (QRP), such as a 403(b) or federal 457(b), or if you want to save more than is permitted by your employer-sponsored plan, these plans can be helpful. The Traditional IRA and Roth IRA are the two different sorts of these accounts. The Roth IRA has the potential for tax-free growth. In retirement, if the account was funded for more than five years and you are at least age 5912, or in the event of your death, disability, or use of the first-time homebuyer exception, investment earnings are distributed tax-free. There is opportunity for tax-deferred growth with traditional IRAs. You don't have to pay taxes on investment gains until you take them out of your account or "distribute" them, which is typically done in retirement. Both IRA kinds provide the same contribution limits, tax benefits, and investment flexibility. Before selecting your account, you might want to talk with your tax expert about which type is appropriate for you.

As soon as you have an understanding of the many kinds of accounts that are provided by most banks, you can start thinking about which option could be best suitable for you.

It seems like only a few short weeks ago that summer was in full swing, with highs in the 80s. Winter is on its way and fall is unquestionably here; before you realize it, a scratchy sore throat and stuffy nose are setting in. Our immune systems can frequently be impacted by the chilly air, which increases our vulnerability to colds and the flu. Here are 5 strategies to avoid becoming sick as the weather turns cold:

1. Get Clean Hands

You frequently hear this. Because you touch so many different surfaces throughout the day, your hands are open to a wide variety of bacteria. Germs and viruses can easily enter your body if you place your hands close to your lips, eyes, and ears. The greatest method to avoid getting sick is to be mindful about washing your hands, especially before eating. The greatest solution is hand sanitizer if you are not always close to a sink.

2. Filter Water

According to one study, persons who gargle with plain water are less likely to develop an upper respiratory infection than those who do not. It's surprising, but doing this might be a really easy approach to remove any bacteria that might still be in your mouth or throat. Because there is a very small quantity of chlorine in tap water, it is advised to use it. It is advised to continue gargling with tap water for 60 seconds before spitting it out.

3. Obtain a Flu Shot

Being immunized against the flu will lessen your risk of contracting it this season and assist people close to you stay well. The most common way that the flu is spread is through contact with sick people. Therefore, the greater the number of us who are inoculated, the lower the risk that we will transfer the virus to others.

4. Keep Moving

Exercise is not only a terrific way to maintain your health, but it also might assist you from being sick. According to a study, those who consistently exercise for 45 minutes, three days a week, have immune systems that are better suited to fend off upper respiratory diseases.

In fact, a different study found that people with sedentary lifestyles needed twice as many sick days as those who just walked for 35 to 45 minutes five days each week. As we all know, there is no more picturesque location for a family bike ride, hike, or jog than New York in the fall. So venture outside to take advantage of the lovely weather and even lovelier flora!

5. Get More Rest

Most of us are less concerned about getting a decent night's sleep during the summer since we love the long summer evenings spent outside. It's crucial to maintain a regular sleep routine now that the days are shorter and the temperatures have decreased to avoid getting sick. Both the frequency and quality of sleep have a direct impact on both physical and mental health. According to one study, those who get less than 7 hours of sleep each night are up to three times more likely to get the flu than people who get more than 7 hours of sleep. So make an effort to set up and adhere to a sleep regimen!

There are so many options available to parents who are thinking about sending their kids to private school. In the United States, there are about 34,500 private schools, according to the National Center for Education Statistics. Several large cities have well over 1,000! Numerous religious and nonreligious groups are members of these schools. The schools that make up each organization each have their own distinct vibe or taste.

This detailed guide to the world of private schools is provided. This summary can help parents who are new to this world and parents who want to change. There are two sections to this manual. The primary distinctions between private and public education are described in the first part. The second half assists parents who are looking into private schooling for their kids in reducing down the hundreds of options to just a handful of top priorities.

What is Different about a Private School?

Private schools themselves, of course, differ greatly in terms of their offers, level of quality, culture, and price. However, there are several general areas where private schools and public schools are different, such as funding, accountability, independence, and selection.

Selectiveness

Nearly all pupils must be served by public schools according to the legislation. Charter schools and private institutions are not. Parents must fill out an application in order to enroll their children in a private school. Additionally, not all applying families are accepted. Some don't fit the requirements a particular school has.

These applications are evaluated by private schools based on a variety of factors. Most will assess a student's academic record and record of accomplishments. A believe statement or consideration of church affiliation may be required by religious schools. Elite private schools could also inquire about extracurricular activities or volunteer work.

The bottom line is that private schools have the right to be picky about the pupils they admit. The more selective a school is, the more prestigious or exclusive it is. Most parents think that being picky is a good thing. They want their kids to study among similarly driven, intelligent, and accomplished classmates.

Selectivity has yet another crucial component that deserves attention. Public schools are normally mandated to support pupils with special needs, whereas private schools are not. Parents who have children who have been identified as having a learning disability may want to bring this up during the application process. No matter how prominent the institution, enrolling a child in a program that is ill-equipped to satisfy his or her needs is a bad idea.

Accountability

Results in education are not subject to state oversight in private schools. Although it may seem shocking, this is the case. Private schools, however, answer to the parents of the kids (and in some cases a governing board). This makes it more important than ever for parents to be aware of what their children are learning and to voice any concerns they may have about the curriculum.

Parents who pay for private schools' tuition see the absence of state accountability as a benefit. Teachers are allowed to use the teaching methods they are passionate about in schools since they are not constrained by bureaucracy. However, the majority of parents lack educational expertise. They wouldn't feel comfortable paying for education that wasn't supervised or certified. They seek proof that a school's offerings are of a high caliber. Because of this, a lot of private schools pursue accreditation to show that their curriculum is up to par.

Independence

In public schools, teachers and administrators have minimal control over the curriculum. State education standards are followed when making decisions at the state and district levels. Private schools do, however, maintain their academic autonomy. They are not constrained by district, state, or local standards or curricula. Typically, teachers have a voice in the textbooks that the school selects. As long as they produce the results that parents (and typically accrediting agencies) desire, teachers also have a considerable deal of freedom in how they instruct.

State certification for teachers at private schools is frequently not required by law, despite the fact that many institutions do. Schools are free to employ subject-area specialists or teachers with professional expertise, which is a constructive way to look at things. The restrictions that come with a license are not applicable to teachers. Having uncertified teachers, however, can result in a decline in educational quality.

Funding

Wide-ranging effects result from the disparity in funding methods between public and private education. Parents never pay tuition at public schools. Instead, a jumble of state and municipal levies is used to pay for public schools. Grants of title are occasionally included. According to NPR, local taxes provide for 45% of school funding, the state for 45%, and the federal government for 10%.

Little or no funding is provided to private schools by the municipal, state, or federal governments. Instead, the majority of their funding comes from parents and donors. The three primary sources of funding are tuition, grants, and fundraising, according to GreatSchools. Additionally, a parent group or denomination may provide money to a religious school.

Last but not least, certain states, like Georgia, provide education assistance (sometimes known as "school choice" or "voucher") programs that can pay for students who meet certain criteria to attend private schools.

Considerations for Choosing a Private School

Knowing the primary distinctions between public and private schools is just the beginning. It's one thing for parents to choose to send their kids to a private school. But selecting the best one is a different matter. This is valid in part due to the sheer volume of private schools. In the Chicagoland region, GreatSchools lists a staggering 1,230 private schools! Although not every city has such statistics, there are many options for cities of all sizes.

For most families, selecting a school is a very personal decision. No manual can by itself direct people to the ideal institution. Parents should instead utilize these criteria to reduce your choices to the top 3 or top 5. The parents must then decide what is best for their families.

Budget

Private schools are expensive. Some are inexpensive, while others are pricey. The average high school tuition at Catholic institutions is above $9000, according to TheStreet. Over $28,000 is the typical non-sectarian school cost. Additionally, Forman in Litchfield, Connecticut, is the most costly in the nation. It costs a staggering $62,000 a year.

The budget for the family needs to be carefully examined by the parents before moving forward with the process. How much money is offered for each child? Is there anything the family would like to forgo in order to pursue private education? What are the reputable schools in their city that they can afford to attend? Many families find it difficult to meet the aforementioned averages and therefore search for institutions with lower tuition costs.

Do Not Ignore Scholarships

Both parents and students can search for available scholarships. At the college level, merit- or achievement-based scholarships are more prevalent, although there are some available to high school students as well. There are certain schools that offer indexed tuition that scales based on need, such Gaston Day School south of Charlotte, North Carolina. The most elite private day schools accept a specific amount of scholarship students and have their own endowments.

In other words, it doesn't harm to inquire about scholarship options at a school if money is the only roadblock.

If it's available in your state, use school choice

In 14 states plus the District of Columbia, some parents have access to school choice voucher schemes. A useful resource is provided by the Education Commission of the States. Programs fall into a number of distinct categories, and each one has a particular eligibility requirement. Inquire about any voucher-style programs that are available in your state if you are a low- or middle-income parent interested in sending your child to private school.

Spiritual or not?

When choosing a private school, parents must determine whether they want their kids to attend a religious institution. Of course, devout parents won't have a hard time making this choice. And for those parents, the school's affiliation or denomination is frequently significant enough to take precedence over other considerations.

But what about nonreligious parents? 10% of students in the country, according to the Council for American Private Education, attend private schools, with 78% of them attending religious institutions. Some nonreligious or nominally religious parents nevertheless opt for religious education because they believe it instills values or character.

It's also critical to recognize the diversity of religious instruction. Some Evangelical Christian schools include their religion heavily into their curricula. Others provide a largely secular education delivered by Christian educators. Every few weeks, they would sprinkle one or two chapels. Evangelical schools and Jewish schools have quite diverse cultures from one another.

Location, Location, Location

Bus transportation is not provided by the great majority of private schools. As a result, location becomes crucial in parents' decision-making. A school will probably be removed from the list if it is not conveniently located for students' homes or places of employment. Even though there are over a thousand private schools in Chicago, most families can only give the ones that are near to where they live considerable consideration. This reduces the 1200 schools on most families' lists to, at most, a few dozen.

Class Size

Quality may be determined by factors like class size or the student-to-teacher ratio. It's a proximate indicator of how much individual students are likely to receive in terms of attention. According to conventional thinking, classes with fewer pupils benefit because teachers can give each student more individual attention. The student-to-teacher ratio is often low at prestigious schools. Class size in public schools is inversely correlated with funding; greater funding results in smaller classrooms, and less funding results in larger classes.

Parents typically give preference to schools with smaller class sizes. But keep in mind that class sizes in Catholic schools are frequently greater than usual. Class size comparisons for parents looking primarily for Catholic education should be made with other Catholic schools in the area rather than nonsectarian ones.

Enrollment and Stability

The sizes of private schools vary greatly. Parents looking for a specific atmosphere (big school vs. small school) should take enrolment figures and class size into consideration. Schools with higher student populations typically have the resources to provide more extracurriculars and electives. Schools with fewer students may have stronger parent engagement. They might also provide less obvious advantages like the sense of a tight-knit community.

Parents could enquire about enrollment figures and request historical information. Small class sizes are nice, but not if they were only made possible by a consistent (or sharp) decline in attendance. Instead, this is probably a sign that the school is unhealthy.

Accreditation

Accreditation fulfills a crucial role because private schools are not obligated to adhere to state standards, recruit licensed teachers, or use a district- or state-mandated curriculum. While state boards or local organizations typically accredit public schools, this is not always the case (or both). Additionally, how well kids perform on tests and how closely the school adheres to district directives are typically the deciding factors.

The key external indicator that a private school is accomplishing its declared goals is accreditation. This is because of the already described independence and disparity in accountability. The range of what is reviewed is significantly greater, thus the procedure is usually more comprehensive.

Numerous accrediting organizations support the community of private schools. Some of these groups are on a national, regional, or state level. The list is provided by the CAPE Network. The selection of the "best" agency is outside the purview of this article because the criteria used by these agencies differ.

Private schools are not required to be accredited, and there are undoubtedly some excellent institutions that forgo certification in favor of greater autonomy. However, many approved colleges and universities demand that their applicants have graduated from an accredited high school, as noted by the Florida Department of Education. Parents should examine whether sending their kids to an unaccredited private school will hurt their chances of getting into a good college.

Extracurriculars

Despite being a TV stereotype, the private school lacrosse or field hockey squad is based on fact. Many extracurricular activities, some of which parents won't find at the neighborhood public high school, are frequently offered by private schools. These extracurricular activities could include less popular sports like lacrosse or field hockey, a curriculum that immerses students in a foreign language, Latin or religious studies classes, or a more in-depth approach to the arts.

However, there are a few significant limitations. First off, not all private schools will offer the same courses or have the same goals. Parents should look for a school with initiatives and emphasises that complement the skills and interests of their kids. Second, private schools offering "exclusive" extracurriculars have at least one drawback. Private schools frequently don't offer certain activities or programs that are offered at public schools (such football, cooking, or vocational training).

Culture

Many people associate private schools with snobbish, uniformed rich children attending classes in opulent (but very old) buildings. TV clichés are partially at fault here as well. Private schools do, however, each have their own distinct cultures. Some people might very well fit the mold. Some societies value and foster positive behavior. Others are renowned for their focus on science and technology, for their culture of discipline and excellence, or for their immersive artistic approach.

Parents are aware of the culture they want for their kids and the types of environments in which they will thrive. Parents should visit a school's campus, speak with teachers, and ask parents of existing students about the school's culture. By doing this, they may determine whether the culture of potential schools is a good fit for their children.

Student Outcomes

Although the topics addressed up to this point are all significant, student outcomes are the true indicator of a private school's excellence. What percentage of grads are accepted into colleges? And before that, what is the high school graduation rate? What colleges and universities have accepted graduates? Parents who want their kids to attend Ivy League colleges must actually choose a private school with a track record of graduating students who have been admitted into Ivy League institutions.

Information on student results will be easily available from strong private schools. Many people will post this data on their websites. A school that is unable or unwilling to give this information should be avoided.

Conclusion

Finding the ideal school is challenging. It will require some time. However, it's lot simpler for parents who know exactly what they're looking for. No private school guide can definitively identify the best school for every family. But by taking into account the ideas presented in this manual, modern families can decide precisely what they desire in a private school. They can start their search with clarity and detail, and they can make their final decision with assurance.

How can I get a room at a hotel for just a few hours? This is the query that a great deal of industry experts ask. There are many different reasons why you might want to do this, including the need to take a quick nap, get ready for an upcoming event or meeting, or simply have somewhere to unwind for a few of hours. There are a few different approaches one can take when it comes to hiring a hotel room for a short amount of time, regardless of the motivation.

Finding a hotel that has day rates available is one of your options. This indicates that you will be required to pay for the room on a daily basis, even if you are only using its services for a few hours at a time. When they need somewhere to rest before their next meeting or flight, many business travelers choose this alternative since it gives them that option. Even though this is a somewhat more expensive choice, it is frequently well worth the money because of the ease and convenience that it offers.

Finding a hotel that charges by the hour is yet another alternative you have. This indicates that you would be required to pay for the space on an hourly basis, and you would have the freedom to use it for as long or as little of the total allotted time as you see fit. If you only need the accommodation for a few hours, this might be a good choice for you, but keep in mind that the hourly charge might be more expensive than the daily rate.

You might try to find a hotel that provides deals on packages if you are seeking for a more cost-effective alternative to your current plan. This indicates that you would pay one fee for the room, and then you would get a particular number of hours of use included in that payment. In other words, the room would be available to you for a total of twelve hours. This can be a terrific method to save money, but before you book anything, it is essential to make sure that you read the fine print very carefully so that you are aware of exactly what is included in the package.

The Issue with Renting Out a Hotel Room by The Hour

When you hire a hotel room by the hour, you run the risk of not having the full usage of the room that you were anticipating. This is one of the potential drawbacks of this method of payment. This is due to the fact that certain hotels may charge you for each hour that you are present in the room, even if you only make use of it for a small portion of that total time. This is due to the fact that they still need to perform a comprehensive clean of the room as well as change the bedding and towels. Therefore, if you need to stay in the room for several hours but you only use it for an hour and a half, you can end up having to pay for the entire time that you were there.

Renting a hotel room by the hour can be problematic for a number of reasons, one of which is that it may be more expensive than other available choices. This is due to the fact that you are, in essence, paying for convenience, and the majority of hotels impose an additional fee for this kind of service. Therefore, if you are working with a limited financial plan, it is highly recommended that you search for a hotel that provides day rates or bargain packages instead.

Central London Hotels That Charge by the Hour

It might be challenging to locate hourly hotel rates in London, particularly in the city's central areas. It is in your best interest to look into other possibilities, such as regular hotels or AirBnB accommodations. Although traditional hotels in London tend to be on the pricier side, they typically include a comprehensive selection of conveniences and services that can make a guest's stay more pleasurable.

Go for Budget Hotel

If you are operating on a very limited financial plan, it is possible that reserving a room at a low-cost hotel will provide you with the best value for your money. The rates at these kinds of hotels are typically more affordable, and the level of service that they provide is typically more fundamental. However, they will still be able to give you with the services and amenities that you require in order to make your stay a more pleasant experience.

If you are seeking for an alternative that is less expensive, you might give some thought to the possibility of reserving a room in a pod hotel. The rates at these kinds of hotels are typically more affordable, and the level of service that they provide is typically more fundamental. However, they will still be able to give you with the services and amenities that you require in order to make your stay a more pleasant experience.

Home renovation refers to the process of improving or updating a home. This can involve tasks such as painting, replacing old fixtures, and making repairs to the home's structure. It can also involve more extensive renovations, such as adding new rooms or making major changes to the home's layout. In some cases, home renovation can be a major project that requires significant planning and investment. However, even smaller renovations can make a big difference in the look and feel of a home.

Budgeting Advice for a Remodel

When budgeting for a home renovation, it's important to first make a list of the projects you want to tackle and prioritize them based on their importance and cost. This will help you determine how much money you will need to allocate to each project.

Once you have a rough idea of how much each project will cost, you can start looking for ways to save money. For example, you can shop around for the best prices on materials and labor, and consider doing some of the work yourself if you have the skills and knowledge to do so.

It's also a good idea to set aside a contingency fund for unexpected expenses. Home renovation projects often have unexpected costs, such as the need for additional materials or unexpected repairs, so it's important to have some extra money on hand to cover these expenses.

Overall, the key to successful budgeting for a home renovation is to plan ahead, prioritize your projects, and be prepared for unexpected expenses.

Unexpected Home Renovation Costs

There are many potential sources of unexpected costs during a home renovation. Some common examples include:

• Unforeseen structural problems, such as a damaged foundation or rot in the framing.
• The need for additional materials, such as more flooring or additional insulation.
• Unexpected repairs, such as fixing a leaky roof or replacing old plumbing.
• Changes in the scope of the project, such as deciding to add an additional room or upgrade to higher-quality materials.
• Increased labor costs, such as when a contractor takes longer than expected to complete a task.

To help avoid unexpected costs, it's important to carefully plan and research your home renovation project. This can involve getting multiple estimates from contractors, checking for any potential problems with the home's structure, and setting aside a contingency fund to cover unexpected expenses. By being prepared and taking the time to plan carefully, you can help ensure that your home renovation stays on budget.

How do Home Renovations Stay on the Budget?

There are several steps you can take to help ensure that your home renovation stays on budget. These include:

1. Make a detailed plan and budget for your renovation project. Start by listing all of the tasks that need to be completed, and then prioritize them based on their importance and cost. This will help you determine how much money you need to allocate to each project.
2. Shop around for the best prices on materials and labor. Compare prices from multiple sources to ensure that you are getting the best deal.
3. Consider doing some of the work yourself if you have the skills and knowledge to do so. This can help save money on labor costs.
4. Set aside a contingency fund to cover unexpected expenses. As mentioned earlier, home renovation projects often have unexpected costs, so it's important to have some extra money on hand to cover these expenses.
5. Stay organized and track your expenses carefully. Keep receipts and other documentation of your expenses, and regularly review your budget to ensure that you are staying on track.

By following these steps and being prepared, you can help ensure that your home renovation stays on budget and is completed successfully.

A Christmas present is a gift given to someone during the Christmas holiday season. The act of giving and receiving gifts is a long-standing tradition that dates back to the origins of Christmas, and is often seen as a way of celebrating the holiday and showing love and appreciation for friends and family. Christmas presents can be given to children, adults, or anyone else who is important to the giver, and can take many different forms, from traditional gifts like toys and clothes to more unique and personal items. Some people also choose to give charitable donations or experiences as gifts, rather than material objects. Overall, the idea of a Christmas present is to bring joy and happiness to the recipient, and to celebrate the spirit of the holiday season.

The Best Christmas Present for Parents

Christmas presents for parents will depend on their individual interests and preferences. Some general ideas for Christmas presents for parents might include:

• A thoughtful and personal gift: This could be something that reflects your parents' interests and passions, or that has sentimental value. For example, you could create a photo album or scrapbook filled with memories, or make a piece of art or craft that showcases your talents and shows how much you care.
• An experience: This could be tickets to a concert or show that your parents have been wanting to see, a gift certificate for a spa day or a couples massage, or a weekend getaway to a nearby city or destination. Experiences can be a great way to create lasting memories and provide enjoyment for your parents.
• A practical gift: This could be something that your parents have been wanting or needing, such as a new kitchen appliance, a piece of technology, or a home improvement item. Practical gifts can be useful and appreciated, and can make your parents' lives easier or more comfortable.

The Best Christmas Present for Husband

The perfect Christmas present for a husband will be something that caters to his individual tastes and passions. The following items are examples of possible Christmas presents that could be given to a husband:

• A thoughtful and personal gift: This could be something that reflects your husband's interests and passions, or that has sentimental value. For example, you could create a photo album or scrapbook filled with memories, or make a piece of art or craft that showcases your talents and shows how much you care.
• An experience: This could be tickets to a concert or show that your husband has been wanting to see, a gift certificate for a spa day or a couples massage, or a weekend getaway to a nearby city or destination. Experiences can be a great way to create lasting memories and provide enjoyment for your husband.
• A practical gift: This could be something that your husband has been wanting or needing, such as a new tool or piece of equipment for a hobby or activity that he enjoys, or a piece of technology or home improvement item. Practical gifts can be useful and appreciated, and can make your husband's life easier or more comfortable.

The Best Christmas Present for Wife

Various people have different hobbies and preferences, so choosing the greatest Christmas gift is challenging. Some gift ideas for a wife include:

• Jewelry or other accessories: This could be a classic and romantic option, especially if you choose something with sentimental value or a personal touch.
• A thoughtful and creative gift: This could be something homemade, such as a scrapbook or photo album filled with memories, or a gift that reflects your wife's interests and passions.
• An experience: This could be tickets to a concert or show, a gift certificate for a spa day or a couples massage, or even a weekend getaway to a nearby city or destination.
• A practical gift: This could be something that your wife has been wanting or needing, such as a new kitchen appliance, a piece of technology, or a home improvement item.

The Best Christmas Present for Kids

Depending on their age, interests, and personal preferences, each child will have a different ideal Christmas present. Here are a few examples of possible Christmas presents for kids:

• Toys: This could be a classic option, and there are many different toys available to suit different interests and ages. For younger children, simple and interactive toys like dolls and stuffed animals can be a good choice. For older children, more complex and engaging toys like building sets and electronic games may be more appropriate.
• Books: Books can be a great gift for kids of all ages, and can help to foster a love of reading and learning. There are many different types of books available, from picture books for younger children to chapter books for older kids. You can choose books based on your child's interests and reading level, or opt for a classic or popular book that they may not have read yet.
• Games and puzzles: Games and puzzles can provide hours of entertainment and fun for kids, and can help to develop their problem-solving and strategic thinking skills. There are many different types of games and puzzles available, from simple and age-appropriate options for younger children to more complex and challenging ones for older kids.
• Art and craft supplies: Art and craft supplies can be a great gift for kids who are creative and enjoy making things. There are many different types of art and craft supplies available, from simple and basic materials like crayons and markers to more complex and specialized items like paint and clay. You can choose supplies based on your child's interests and abilities, and encourage them to explore their creative side.

Ultimately, the best Christmas present for your child will depend on their individual preferences and interests. It may be helpful to consider their personality and what they enjoy, and to choose a gift that will bring them joy and excitement.

It can be frustrating to try to estimate how long a bathroom renovation will take. Once you believe you've got the timetable set, it all changes. Worker illness, late delivery of materials, non-payment, or unforeseen structural problems can all occur.

And nowhere is an accurate estimate more crucial than here, since most homeowners find it essential to have their bathrooms up and running as soon as possible. Unless you're lucky enough to have several bathrooms, leaving the only bathroom incapacitated during remodeling is a major inconvenience.

How Long Does It Take to Remodel a Bathroom?

Under perfect conditions, it should take approximately 23 days to finish renovating a modestly sized bathroom from top to bottom. If there are no interruptions in the flow of work and it is assumed that no work is done on the weekends, this equates to approximately four and a half weeks, which is slightly longer than one month. In the real world, where there is always the possibility of downtime or unforeseen situations, the amount of time may be approximately doubled, coming in at 46 days, or around 9 weeks.

Time Required for Bathroom Renovations and Its Affecting Factors

The truth is that it is extremely rare for a bathroom remodeling project to go exactly as planned, and a variety of factors can change your schedule even if you make the best possible efforts to do so:

• Is the project going to be a superficial renovation or a rebuild from the ground up? The work could take as little as a few days or as much as many months, depending on the nature of the remodeling project that is being done.
• Are you going to be the one doing the work, or are you going to hire a contractor? Doing all of the work yourself and fitting it in whenever you have free time might result in a project that takes as long as a year or longer to finish, according to more than one well-meaning homeowner who has made this discovery.
• If you're going to hire someone else to do the work, you should ask whether the contractor is an owner-operator or whether they subcontract other tradespeople like electricians, plumbers, and carpenters. It's possible that hiring a remodeler who is a sole proprietor and operator will be the most cost-effective option. However, because they are trying to complete all of the work by themselves, that individual will most likely be working at your job in addition to a number of other tasks. This indicates that a task that needs 10 or 15 actual workdays to complete could take anywhere from two to three months to finish.
• Are all of the materials easily accessible, or do you need to place special orders for some of them, which could cause a delay in delivery? For example, if imported ceramic tile needs to be ordered, the completion of a project could be delayed by several weeks.

However, if you are working with a capable general contractor who is working with equally capable subcontractors, it is typically not too difficult to come up with a rough estimate of how long it will take to completely remodel a small bathroom. This is because the subcontractors working on the project will be equally skilled.

Be Well-Prepared for Anything that May Arise.

The following schedule is based on the assumption that the work is being carried out by an experienced general contractor who is collaborating with qualified subcontractors, that all tradespeople show up on time, that no one gets sick, and that materials are easily accessible. On the client side, there is also the possibility of slowdowns. You, as the homeowner, are responsible for making payments on time and refraining from issuing any change orders that are not essential, as this will slow down the construction.

Most significantly, this is a perfectized version of the schedule. Dead days have been eliminated, and all workdays have been condensed in order to ensure that there are no voids in the schedule. It presupposes that as soon as one worker finishes their shift, the next one steps in quickly to take their place. Again, you should not be surprised if the actual schedule is around twice as long as this idealized one.

TASK	ALLOTTED TIME (DAYS)	NOTES
Demolition	2	Laborious labor that could take far longer than expected if the restroom is located on the second storey or if it is otherwise challenging to remove waste.
Rough Carpentry	2	It is possible that you will not require any carpentry work if the structure beneath the surface is in good shape.
Plumbing Rough-In	1-2	If you are moving services like a tub or toilet, you should plan on devoting at least two full days to the task.
Electrical Rough-In	1-2	Because a skilled and experienced electrician can work quickly, it is highly unlikely that this will take more than a day to complete. The process of running the electrical lines but stopping short of hooking up the final connections is what is meant by the term "rough-in."
First Inspection	1	The initial examination that takes place before finishing off the work with drywall is relatively quick and shouldn't add more than one day to the overall schedule. However, because it can be difficult to schedule inspectors, this may cause the remodeling project to be delayed by one or two weeks.
Insulation	5	Because there are typically just one or two walls to insulate in a bathroom, the process should go quite quickly. Bear in mind that in some areas an insulation inspection is required, which will cause this stage to take significantly more time than usual.
Hang Drywall	1	The installation of dry wall can begin as soon as the insulation is in place. Work for a contractor can be completed quickly here.
Finish Drywall	2	Putting the finishing touches on something involves applying joint compound, waiting for it to cure, sanding it, and sometimes doing it again.
Paint	1	Painting a bathroom when it is still in its raw state is a task that can be completed very quickly and with little effort. There is no need to mask anything, with the exception of the ceiling.
Final Inspection	1	The final inspection itself does not take very long, similar to the first inspection; it may take each inspector less than twenty minutes to complete. However, setting up an appointment with the inspector could potentially delay down your job.
Tile Work	2	Optional: you might not be working with tiles, but just like with drywall, there is an application and drying cycle that takes some time.
Cabinetry and Trim	1	Bathrooms don't typically have a lot of cabinetry, so completing this task shouldn't take too long. Cabinets are typically stock cabinets or semi-custom cabinets that have been partially or fully assembled before being purchased.
Flooring	2	A simple vinyl floor could be installed in a morning; however, installing tile, engineered wood, or any other type of flooring will take more time.
Hookups, Fixtures, Etc.	2	Hooking up toilet, sink, etc.
Miscellaneous	1.5	Make room in your schedule for unplanned events.
TOTAL	23

3 Ways to Expend a Bathroom Remodel

As the customer getting a bathroom redesign, you have little control over the uncontrolled factors. But you can control elements on your end. In the event that you have completed all of these tasks, the schedule for the bathroom renovation will be sent back to the contractor:

• Ensure that all payments are made on time or ahead of schedule. Contractors are reliant on you to make payments because they, in turn, need to pay other individuals.
• Maintain constant communication with the contractor by promptly responding to any calls, texts, or emails they send your way. If you delay getting back to the contractor for an additional day, you will push the entire schedule back by one day.
• You should try to avoid making unneeded adjustments by asking yourself if you are OK with the situation before signing the initial contract. If the project is finished exactly according to these standards, do you think you will be happy with the results?

It's simple to overlook, but getting a balanced diet requires making healthier beverage choices.

Hot chocolate and other instant powdered beverages are among the sugar-heavy soft drinks.

Sugar-rich foods and beverages are frequently calorie-dense, and consuming too many calories increases your risk of gaining weight.

Some energy drinks contain large amounts of both caffeine and sugar. You can choose healthier options by reading the nutrition labels on soft drinks, such as fruit juices and carbonated beverages.

We should consume 6 to 8 cups or glasses of fluid per day. Water, milk with less fat, and beverages without added sugar, such as tea and coffee, all count. 

Take in a lot of water

Water is a healthy and cheap choice for quenching your thirst at any time. It includes no sugars that can harm teeth and has no calories.

Plain tea, fruit tea, and sugar-free coffee can all be beneficial for your health.

Try sparkling water or add a slice of lemon or lime if you don't like the taste of plain water.

Alternately, warm the water and steep a tea bag, some coffee, or a lemon slice in it.

For flavor, you might also use some fruit juice or no-added-sugar squash.

Drink semi-skimmed, 1% fat or skimmed milk

Calcium, a mineral that helps create and maintain strong bones, is found in milk.

Milk does not cause tooth decay and also contains protein, vitamins, and other minerals.

Select semi-skimmed, 1% fat, or skimmed milk for a healthier option.

Limit your consumption of flavored milks, milkshakes, condensed milk, and energy or malt drinks that contain milk. These have extra sugar in them, which is unhealthy for your teeth.

For young children, milk is especially crucial. Because lower-fat milks might not provide them with the necessary number of calories, they should have whole milk until they are two years old.

Cows' milk should not be offered as a drink until a baby is 1 year old since it does not provide the balance of nutrients a baby requires.

From the age of 2, children can gradually move to semi-skimmed milk as a main drink as long as they're eating a varied and balanced diet and growing well.

Smoothies, juices, and the 5 a Day

Smoothies and juices made from fruits and vegetables are packed with vitamins and minerals.

Maximum 1 portion of your recommended 5 daily portions of fruit and vegetables can be satisfied by a 150 ml glass of unsweetened fruit juice, vegetable juice, or smoothie.

Limit the amount of fruit juice, vegetable juice or smoothie you have to no more than a combined total of 150ml a day (1 small glass) (1 small glass).

Have other sorts of fruit and vegetables for the additional 4 (or more) pieces.

This is because the sugars in fruit and vegetables are released when they're juiced or blended, making them "free sugars".

Once released, these sugars can damage your teeth, especially if you drink juice or smoothies often.

The sugars found naturally in whole fruit and vegetables are less likely to induce tooth decay because the sugar is contained inside the structure of the fruit.

It's ideal to consume juice or smoothies with a meal because this helps avoid injury to your teeth.

Flavored waters, carbonated beverages, and sugar-sweetened squash

Keep your intake of fizzy drinks, squashes, and juice drinks to a minimum because they often have high levels of added sugar and few nutrients. They should be completely avoided by kids.

A surprising amount of sugar can also be found in flavored water drinks, so make sure before you buy.

Also beware of "juice drinks" as they may not have enough fruit in them to count towards your 5 portions of fruit and vegetables a day.

A beverage with a lot of sugar will also have a lot of calories, which can make you gain weight.

Cutting down on these drinks is a smart way of decreasing the number of calories you consume while not missing out on any nutrients.

Similar to this, encouraging kids to drink fewer sugary beverages is an excellent method to reduce the amount of sugar they eat.

Children who consume large amounts of sugary beverages are more likely to gain weight.

The extra sugar in these drinks also means they can damage teeth.

If you do have sugary or fizzy drinks, drinking them with meals can help reduce the damage to teeth.

The ideal drinks to give youngsters are water and milk.

If you or your children favor fizzy beverages, consider diluting fruit juice with sparkling water instead.

Remember to dilute squashes well to lower the sugar level in the drink.

Caffeinated drinks

Caffeine is a stimulant. Caffeine-containing beverages can temporarily increase our alertness or decrease our drowsiness.

Some people are more affected by caffeine than others, and the effect can vary depending on how much you typically consume.

Pregnant women should minimize their intake of caffeinated drinks because of the caffeine level.

Caffeinated drinks are also unsuitable for toddlers and young children.

Drinks that contain high amounts of caffeine include coffee, tea, colas and energy drinks.

Tea and coffee

Tea and coffee are acceptable as part of a healthy diet. Bear in mind, though, that caffeinated drinks can make the body produce urine more quickly.

Although some people are more prone to this than others, it also depends on how much and how frequently you consume caffeine.

Reduce your caffeine intake by switching to low-caffeine tea, coffee, fruit or herbal teas, or other beverages if you suffer from urine incontinence.

You might be unknowingly harming your teeth and packing on unwanted calories to your diet if you consume tea or coffee with sugar or flavoring syrups.

There are numerous tablet and granular artificial sweeteners that are suitable for use in hot beverages.

However, many people who decide to cut out sugar from their hot beverages quickly become used to the flavor.

Energy drinks and caffeine

Caffeine levels in energy drinks are frequently high, and sugar content is also frequently high (calories).

Other stimulants, vitamins, minerals, and occasionally herbal ingredients may also be present.

The caffeine amounts in these beverages vary, but there's normally roughly 80mg of caffeine in a small 250ml can.

This is the same as 2 cans of cola or a small mug of coffee.

Taking coffee while pregnant

Pregnant women should have no more than 200mg of caffeine a day.

About 100 mg of caffeine are included in one mug of instant coffee.

Low birthweight in newborns due to high caffeine intake can raise the risk of health issues in later life.

Miscarriage may also result from consuming too much coffee.

Energy drink labels should be carefully read because they frequently state that the beverage is not suitable for minors or pregnant women.

For more information about how much caffeine is safe during pregnancy, see foods to avoid in pregnancy.

Sports drinks

Sports drinks might be handy when you're doing high-level endurance sports and need an energy boost.

They contain a lot of calories and promote tooth disease, but they are no different from any other sugary soft drinks.

Unless you're taking part in high-level endurance sports, water is the healthier choice and the best way to replace fluids lost through exercise.

Want adaptability? The solution might be short-term rentals.

Life doesn't always fall neatly into 12-month periods. Whatever your motivations, renting a short-term home offers flexibility and may be the best course of action for you. What you need to know about short term rentals is that they don't always operate exactly like conventional rentals.

What is a short term rental?

A short-term rental is an apartment or other type of rental property with a lease that is typically six months or less in length, as opposed to the standard 12-month lease. Short-term renting flexibility is frequently mitigated by increased rent or other unusual lease provisions, such as automatic renewal at the conclusion of each lease cycle (common with month-to-month leases).

How to locate a short-term rental is as follows:

1. Refine your search for rentals.

You can conduct a targeted search for short-term rentals when looking for an apartment. Simply enter "short term rental" into the "More" search filter on Trulia. Try using the search phrases "corporate housing," "furnished apartments," or "month-to-month lease" as well.

You can also utilize a short-term rental service or a real estate agent who is certified and focuses on such rentals.

2. Choose which amenities are important.

Three months of apartment living is quite different from a year or more of apartment living. Different factors may affect how much you decide to spend on various facilities. It might be more cost-effective to simply rent a furnished house rather than paying to have a lot of stuff moved in and out again. Paying for a place close to work with utilities included and a gym could prevent you from having to sign up for services you're not yet ready to commit to if you're living somewhere on a month-to-month basis while determining whether a new city is the best choice for you.

3. Research the area's legal standing.

Residents in some regions have resisted the growth of internet vacation rental businesses. Some localities have created ordinances governing short-term rentals, outlining standards for things like noise, trash, and parking, as well as imposing fines for violations. Additionally, some jurisdictions have much stricter regulations. Since co-ops are not allowed to provide short-term leases, whole-apartment rentals of fewer than 30 days are prohibited in New York City, where many apartments are also co-ops.

Make sure you do some research before renting. Make sure the place you want to live complies with any applicable local laws regarding short-term rentals by doing some research on them. Another way to identify a rental scam is to be aware of the local legislation.

4. Modify your spending plan to account for a temporary lease.

Like any other rental, you should be ready to provide references, have your credit checked, and pay the first and last months' rent upfront along with the security deposit and cleaning expenses. Even though there are common situations while renting an apartment, completing them all on a monthly, quarterly, or annual basis adds up. Make sure your spending plan is prepared for the adjustment.

Prepare your budget accordingly as well, as longer-term rentals may result in higher monthly rents than you may be used to. Since you're not signing a lease for a longer period of time, short-term rentals can include extra charges. When determining how much rent you can afford, take into account these factors.

Flexibility is another another factor to factor into your budget. A landlord may alter the conditions of a short-term lease when it expires. In order to be ready for any changes, such as a rental increase, check ahead of time if you decide to stay.

Rent-controlled flats are at the other end of the spectrum from short-term rentals, which are at one end.

The amount of rent you can afford can be determined in a variety of ways.

When looking for an apartment, it can be difficult to know where to start because there are so many price ranges and alternatives accessible in so many locations. The first thing to consider is your budget for rent. A rent affordability calculator is a wonderful place to start if you are unsure of the answer. Of course, each tenant has a different budget. Here's how to get a more specific estimate of your rentability so you can choose the best apartment listings for you.

How much rent can I afford is a straightforward question.

Experts advise tenants to limit their rent expenses to 25% to 30% of their monthly income. So if you earn $60,000 a year, for instance, the total of your rent plus renter's insurance shouldn't exceed $18,000, or $500 every month.

But as with any generalization, your specific situation may cause your optimum rental budget to be larger or lower.

Five steps to determining how much rent you can pay.

1. Examine your overall spending plan.

There are numerous ways to create a budget. But many financial gurus concur that the 50/30/20 Rule is a good one to follow. This rule states that your budget should be:

• 50% of your salary should go toward fixed expenses like rent, utilities, transportation, and groceries.
• 30% of your earnings wants such as memberships, entertainment, dining out, and shopping.
• 20% of your earnings goals, such as debt reduction and future savings.

With the help of this breakdown, you can see how, if your other expenses fluctuate, the 25%–30% rental rate guide may need to be adjusted. If it interests you, you might be able to afford rent that is closer to 40% of your salary if utilities are included and you have modest transportation expenditures.

2. Be honest about your costs.

Be honest about your lifestyle when considering cutting some expenses from your budget to increase the amount of rent you can afford. To determine how much rent you can truly afford, consider whether you can live without things like yoga classes or a Netflix subscription if you had to give them up to pay the rent.

3. Include furniture and other moving costs.

Consider all of the additional expenses you'll incur after moving. You might need to factor in new furniture expenditures if your previous residence included your roommate's sofa and you are now moving out on your own. You'll need money set aside for the following one-time charges in addition to equipping your new apartment:

• Security payment
• Rent from last month (depending on your lease)
• Any necessary pet deposit
• Shifting costs
• Any difference in rent between your current and past leases

Plan ahead and start saving for these costs as soon as possible. You won't have to use all of your usual funds to move into your new house, and you won't have to pay interest on a credit card.

4. Consider your local home market.

Additionally, a lot will depend on the rental market typical in your neighborhood. A smart rent affordability calculator will take your location into account. For example, if you live in a high-demand area like New York, Los Angeles, or anywhere close to Google headquarters, you may find that the rent is far higher than 30% or even 50% of middle-income budgets. To answer the question "How much rent can I afford?" in these situations, you might need to make changes to other parts of your budget.

5. Leave out credit and savings accounts.

You could be tempted to withdraw money from your savings and emergency funds, but resist the urge. You won't have a safety net for long after you start using these cash to pay rent.

Additionally, you ought to refrain from utilizing credit cards or personal loans to pay for your expenses, including your one-time moving costs. Similar to the last example, you should take a step back and reevaluate your budget breakdown if you find yourself charging food in order to pay your rent on time.